COVID-19 – Mortgage Payment Break for Local Authority Borrowers

Minister for Housing Eoghan Murphy has announced that arrangements have been put in place to support local authority borrowers who are experiencing financial distress arising out of the COVID-19 emergency. 

It has been decided to offer local authority borrowers who are in need of financial support related to the COVID-19 situation, the option of a mortgage payment break of up to three months. 

Additional interest will NOT accrue to the borrowers account during the period of the payment break ensuring that no increased cost will arise.

The monthly repayment following the payment break will be increased to facilitate the repayment of the loan over the remaining term of the loan.

Any Local Authority borrower facing difficulties due to COVID-19 is urged to contact Longford County Council as soon as possible. 

This facility applies to all local authority home loan products. 


Mortgage Payment Break application form


Mortgage Payment Break Frequently Asked Questions